The Queensland Building and Construction Commission (QBCC) provides a form of statutory insurance for building defects, commonly referred to as Home Warranty Insurance. There is a common misconception within the strata/community title industry that Home Warranty Insurance doesn't apply to residential apartments at all. In fact, Home Warranty Insurance does provide
some protection for residential apartments, just not as much as residential apartment owners may like. The reason for this primarily comes down to the distinction between a "home" and a "dwelling".